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Workplace Experience

Application for student-loan forgiveness remains open

Administration still encourages applications; see if you quality for up to $20,000 in relief.

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UPDATE: As of Oct. 22, a federal court of appeals has temporarily blocked Biden’s student-debt relief plan. Administration still encourages borrowers to apply.

The Student Loan Debt Relief Application is now available, allowing eligible borrowers to apply for up to $20,000 in student-loan forgiveness.  

The deadline to apply is Dec. 31, 2023; however, applicants should submit before this Nov. 15 to receive possible debt relief before the end of the Student Loan Payment Pause this Dec. 31.

Debt-relief amounts 

  • Up to $20,000 in debt relief to individuals who received a federal Pell Grant as an undergraduate and meet the income requirements.  
  • Up to $10,000 in debt relief to individuals who did not receive a federal Pell Grant as an undergraduate and meet the income requirements.

Learn more about student-loan debt relief and income requirements.  

Public Service Loan Forgiveness 

The Public Service Loan Forgiveness Program forgives the remaining balance on a Federal Direct Loan after the individual has made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer. 

The PSLF limited-time waiver refers to the time-limited changes to the Public Loan Forgiveness Program rules that allow borrowers to receive credit for past periods of payment that would otherwise have not qualified. The waiver closes Oct. 31.

Access the Help Tool and additional details on qualification, eligible loans and important dates here.

How to apply for Public Service Loan Forgiveness  

  • Certify employment each year (Metropolitan State University of Denver is a qualifying employer). 
  • Apply for forgiveness once you’ve met all the requirements. 
  • Generate your PSLF form for signing and submitting to the PSLF servicer.  

NOTE: Until Oct. 31, borrowers may receive credit for payments that previously did not qualify for PSLF or Temporary Expanded PSLF.